VSPA Finance logo

VSPA Finance Pvt. Ltd. provides trusted investment and financial solutions with a focus on security, transparency, and long-term customer value. Your financial growth is our commitment.

Contact Info
Location

Anand plaza, Sr no 616/2,
Office no - 9 , 1st floor,
Near by relaince petrol pump,
Pune - 412301

For Your Business & Financial Needs. Let’s Talk talk-img

imgOUR TRUSTED PARTNERS

Trusted by Leading Organizations & Learners

brand1
brand2
brand3
brand4
brand5
brand6
brand7
img
imgAbout Our Company

About VSPA Finance Pvt Ltd.

VSPA Finance Pvt. Ltd. is a gold loan company registered with the Reserve Bank of India. We provide the best services to our customers, helping them turn their gold into cash in less time at attractive interest rates. Get quick sanction and disbursement for your gold loan. We offer our customers a secure, comfortable, and trustworthy environment where they can get the right loan against their valuable assets.

  • img Immediate Sanction of Gold
  • imgLow Interest Rates
  • img Minimal Paperwork Required
Read More
img Our Services

Trusted Financial Solutions for Every Need

We provide secure, transparent, and customer-focused financial services designed to help individuals and businesses achieve their financial goals.

01

Gold Loan

Get instant financial support by pledging your gold with quick approval, attractive interest rates, and secure storage of your valuables.

check icon Instant Loan Approval check icon Safe Gold Storage
Read More
Gold Loan Gold Loan

02

Fixed Deposit

Grow your savings with secure fixed deposit schemes offering competitive interest rates, flexible tenures, and assured returns.

check icon Attractive Interest Rates check icon Guaranteed Returns
Read More
Fixed Deposit Fixed Deposit

25 +

Years Of Experience

1000+

Happy Customers

title imgOur Testimonials

What our customers say?

Discover why individuals and businesses trust VSPA Finance Pvt. Ltd. for reliable financial solutions, transparent processes, and exceptional customer service.

quote img
testi img
Vivek

Gold Loan Customer

"I have taken a gold loan from VSPA. Since I required gold loan at early they have provided me within 4 hours."

“FAST & TRUSTED SERVICE”

quote img
testi img
Amol

Fixed Deposit Investor

"I chose VSPA Gold Loan for the excellent value they offered for my gold. The process was quick and hassle-free, and the service was very helpful."

“SAFE & RELIABLE INVESTMENT”

quote img
 testi img
Mohit

Business Loan Customer

"The process was simple and the interest rate is pretty normal."

“EXCELLENT CUSTOMER EXPERIENCE”

title img Our FAQ’s

Frequently Asked Questions About Gold Loans

Find answers to common questions about our gold loan services, eligibility, documents, interest rates, and repayment options.

  • What is a gold loan?
    A secured loan where you pledge gold jewelry, ornaments, or bank-minted coins with a bank or NBFC in exchange for cash. Gold bars, bullion, and ETFs don't qualify.
  • How much can I borrow against my gold?
    Under RBI's new tiered LTV framework (effective April 1, 2026), loans up to ₹2.5 lakh qualify for LTV up to 85%, loans between ₹2.5–5 lakh qualify for up to 80%, and loans above ₹5 lakh remain capped at 75%.
  • What documents are needed?
    ID and address proof, photos. For loans under ₹2.5 lakh, there's no mandatory credit appraisal, which speeds up approvals. No CIBIL score is typically required.
  • What are the interest rates?
    Rates broadly range from 8.2% to 24% p.a., varying by lender, loan amount, and tenure.
  • How is repayment structured?
    EMI, bullet repayment (interest monthly, principal at end), or interest-only with principal at closure. Bullet repayment tenures are now capped at 12 months.